What's actually causing it
The acromioclavicular (AC) joint sits at the very top of your shoulder. It lies between the bony tip of the shoulder blade (the acromion) and the far end of the collarbone (the clavicle) 4. It's a small joint, and ligaments hold the collarbone firmly against the shoulder blade.
The most common way to injure it is a direct hit to the point of the shoulder with your arm by your side. Falling onto an outstretched arm can do it too 1. The force goes straight through the joint and stretches or tears those ligaments.
AC joint injuries make up roughly 9% of shoulder girdle injuries. In many contact sports, though, they account for 40 to 50% of shoulder injuries 1. Rugby, ice hockey, skiing and cycling all feature heavily 8. It's about five times more common in men than women, and most common in people in their 20s 1.
How bad is it? Clinicians grade these injuries into six types 2. At type I, the ligaments are sprained but still intact 1. Types I and II are the lower-energy injuries. With them there's usually no visible deformity, which is why the pain has to be pinned down by examination 1. The higher types are where an obvious step appears at the top of the shoulder.